The house journal

Portugal

Pale stone, lime and ocean: holding vehicles, energy certification, planning and contemporary construction on the Atlantic coast.

Portugal

Settling in Portugal in 2026: D7 and D8 visas, the actual thresholds and what real estate gains

Buying Portuguese property no longer grants residency. Settling remains accessible — provided you know the two real routes, their official 2026 thresholds and the administrative path that separates them from commercial promises.

1 September 20265 min readChecked 1 September 2026

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Portugal

CIA and RSAA: the investor side of Decree-Law 97/2026

After the 7.5% IMT stick, the carrot: the same decree-law pays — in VAT and exemptions — projects committing floor area to moderate rents. Provided you hold the 70% threshold.

1 September 20264 min readChecked 1 September 2026

Portugal

Moderate-rent letting in Portugal: the 10% tax few investors examine

Between saturated short lets and full IRS rates runs a third road: fiscally encouraged moderate rent. Provided you read the cap, the duration — and the expiry date.

31 August 20263 min readChecked 31 August 2026

Portugal

IFICI: what remains of Portugal's new-resident tax regime

The NHR's successor is not a narrower NHR: it is a different regime, aimed at qualified activity. Confusing the two is the first planning mistake.

31 August 20263 min readChecked 31 August 2026

Portugal

The Algarve in Q1 2026: what the INE data says

Portugal's second most expensive sub-region, a foreign premium near 25%: the Algarve of Q1 2026 is read in INE medians — not in agency windows.

31 August 20263 min readChecked 31 August 2026

Portugal

Alojamento Local in the Algarve: durable registrations, verified platforms, containment zones

Holiday rentals in the Algarve now play out on three levels: a national registry made stable again, platforms that verify, and municipalities that keep control by zone. An overall reading.

31 August 20263 min readChecked 31 August 2026

Portugal

Portugal's 7.5% IMT for non-residents: what Decree-Law 97/2026 changes

For non-residents only, Portugal replaced progressive IMT brackets with a flat 7.5% on residential purchases. Scope, carve-outs, refunds: a reading of Decree-Law 97/2026.

30 August 20263 min readChecked 31 August 2026

Portugal

IMT, IMI, stamp duty: what a Portuguese acquisition really costs

A Portuguese property acquisition bears three taxes: IMT (progressive transfer tax, up to 7.5% for high-value housing, 6.5% for non-residential urban), 0.8% stamp duty, and — yearly — municipal IMI of 0.3 to 0.45% of the tax value. All are computed on the higher of the price or the tax patrimonial value (VPT). IMT brackets are revalued every year — the 2026 ones by Circular No. 40129.

16 August 20263 min readChecked 31 August 2026

Portugal

Building in Portugal: what energy certification requires of new builds

In Portugal, every new building must meet the NZEB standard (nearly zero-energy building) and obtain an energy certificate issued by a qualified expert, under the SCE system governed by Decree-Law 101-D/2020 (amended in 2025). The energy class must appear in every sale or rental advertisement.

16 August 20262 min readChecked 16 August 2026

Portugal

A Portuguese company for a Portuguese stone

Portugal is lowering its corporate tax in stages and remains one of Europe's best-documented property markets. Why we house assets there in local structures — and what an acquisition really costs.

22 January 20263 min read